License versus certificate in Colorado?
Colorado Office of Barber and Cosmetology Licensure issues licenses. Carriers issue certificates. Hosts want both stories straight.
Displayed liability limits?
$1M / $2M on eligible CoverSmart hair screens.
Option 1 starting figure?
About $193 a year for many eligible solos.
Option 2 basics?
Option 2 is for eligible shops with up to three employees. CoverSmart shows the exact price when you quote online.
Esthetics on a stylist link?
Do not. Use the custom quote form instead.
Site owner?
Stockton-Hill Insurance LLC operates Colorado Salon & Barber Insurance.
AI binder risk?
Edward cannot bind. Ignore anyone who claims chat binds coverage.
Additional insured mistakes?
Nickname mismatches get rejected. Use the legal entity name.
Workers compensation myth?
CoverSmart liability products are not workers compensation in Colorado.
CE confirmation habit?
Refresh the board portal (https://dpo.colorado.gov/BarberCosmetology) before each renewal season.
Phone number?
(303) 479-3065.
Shop with four employees?
Leave the online small-shop door and request a custom quote.